Flood Risk in Hernando, FL
Hernando, FL has a Flood Risk Score of 21/100 (Grade B), ranking #121 of 3,271 counties nationwide. The risk level is Moderate. There have been 78 NFIP flood insurance claims totaling $4,956,357 in payouts, with 21 federal disaster declarations on record.
Key Data
21
Risk Score
B
Grade
78
NFIP Claims
$4,956,357
Total Payouts
21
Disasters
78
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 2 | 40% |
| Disaster Frequency | 45 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 56 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.