Flood Risk in Miami-Dade, FL
Miami-Dade, FL has a Flood Risk Score of 19/100 (Grade A), ranking #182 of 3,271 counties nationwide. The risk level is Low. There have been 392 NFIP flood insurance claims totaling $14,297,205 in payouts, with 23 federal disaster declarations on record.
Key Data
19
Risk Score
A
Grade
392
NFIP Claims
$14,297,205
Total Payouts
23
Disasters
392
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 10 | 40% |
| Disaster Frequency | 49 | 25% |
| Claim Severity | 4 | 20% |
| Year-over-Year Trend | 13 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.