Flood Risk in Mobile, AL

Mobile, AL has a Flood Risk Score of 29/100 (Grade B), ranking #33 of 3,271 counties nationwide. The risk level is Moderate. There have been 35 NFIP flood insurance claims totaling $1,118,353 in payouts, with 26 federal disaster declarations on record.

Key Data

29
Risk Score
B
Grade
35
NFIP Claims
$1,118,353
Total Payouts
26
Disasters
35
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density140%
Disaster Frequency5525%
Claim Severity020%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.