Flood Risk in Okaloosa, FL
Okaloosa, FL has a Flood Risk Score of 31/100 (Grade B), ranking #26 of 3,271 counties nationwide. The risk level is Moderate. There have been 25 NFIP flood insurance claims totaling $961,031 in payouts, with 29 federal disaster declarations on record.
Key Data
31
Risk Score
B
Grade
25
NFIP Claims
$961,031
Total Payouts
29
Disasters
25
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 1 | 40% |
| Disaster Frequency | 62 | 25% |
| Claim Severity | 0 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.