Flood Risk in Santa Cruz, CA
Santa Cruz, CA has a Flood Risk Score of 21/100 (Grade B), ranking #136 of 3,271 counties nationwide. The risk level is Moderate. There have been 22 NFIP flood insurance claims totaling $715,812 in payouts, with 10 federal disaster declarations on record.
Key Data
21
Risk Score
B
Grade
22
NFIP Claims
$715,812
Total Payouts
10
Disasters
22
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 1 | 40% |
| Disaster Frequency | 21 | 25% |
| Claim Severity | 0 | 20% |
| Year-over-Year Trend | 100 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.