Flood Risk in Sarasota, FL

Sarasota, FL has a Flood Risk Score of 35/100 (Grade B), ranking #15 of 3,271 counties nationwide. The risk level is Moderate. There have been 470 NFIP flood insurance claims totaling $37,724,881 in payouts, with 25 federal disaster declarations on record.

Key Data

35
Risk Score
B
Grade
470
NFIP Claims
$37,724,881
Total Payouts
25
Disasters
470
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density1240%
Disaster Frequency5325%
Claim Severity1120%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.