Flood Risk in St. Louis, MO

St. Louis, MO has a Flood Risk Score of 11/100 (Grade A), ranking #473 of 3,271 counties nationwide. The risk level is Low. There have been 4 NFIP flood insurance claims totaling $396,061 in payouts, with 6 federal disaster declarations on record.

Key Data

11
Risk Score
A
Grade
4
NFIP Claims
$396,061
Total Payouts
6
Disasters
4
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density040%
Disaster Frequency1325%
Claim Severity020%
Year-over-Year Trend5015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.