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Ballard, KY

Flood Risk Score: 10/100 · Rank #1864 of 3,277 counties

Ballard County in Kentucky has 5 FEMA disaster declarations on record covering 1973–2021, most recently Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). Its flood risk grade is A (Low risk), ranking #1864 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
1
NFIP Claims
$0
Total Payouts
5
Disasters
$0
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Ballard County

The 5 most recent federally declared disasters affecting Ballard County, KY (1973–2021). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821
Mar 29, 1975FloodSevere Storms & FloodingDR-461
May 11, 1973FloodSevere Storms & FloodingDR-381

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
CumberlandA1004
JohnsonA102212
BellA10610
CallowayA1004
GravesA1055
OhioA1005
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Ballard County, KY have?

Ballard County, KY has 5 federal disaster declarations on FEMA record (1973–2021). The 5 most recent are: Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821); Severe Storms & Flooding (declared Mar 29, 1975, DR-461); Severe Storms & Flooding (declared May 11, 1973, DR-381). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Ballard County, KY?

Ballard County is graded A (composite score 10/100, low risk). It ranks #1864 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Ballard County?

1 NFIP flood insurance claims have been filed in Ballard County, KY, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Ballard County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Ballard County was Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). The county has 5 declared disasters in the OpenFEMA record covering 1973–2021.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.