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Cumberland, KY

Flood Risk Score: 10/100 · Rank #1840 of 3,277 counties

Cumberland County in Kentucky has 4 FEMA disaster declarations on record covering 1969–2022, most recently Severe Storms, Flooding, Landslides, and Mudslides on Jul 29, 2022 (DR-4663). Its flood risk grade is A (Low risk), ranking #1840 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
0
NFIP Claims
$0
Total Payouts
4
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Cumberland County

The 4 most recent federally declared disasters affecting Cumberland County, KY (1969–2022). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 29, 2022FloodSevere Storms, Flooding, Landslides, and MudslidesDR-4663
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Jul 15, 1969FloodSevere Storms & FloodingDR-265

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
JohnsonA102212
BallardA1015
BellA10610
CallowayA1004
GravesA1055
OhioA1005
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Cumberland County, KY have?

Cumberland County, KY has 4 federal disaster declarations on FEMA record (1969–2022). The 4 most recent are: Severe Storms, Flooding, Landslides, and Mudslides (declared Jul 29, 2022, DR-4663); Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Jul 15, 1969, DR-265). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cumberland County, KY?

Cumberland County is graded A (composite score 10/100, low risk). It ranks #1840 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cumberland County?

0 NFIP flood insurance claims have been filed in Cumberland County, KY, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Cumberland County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cumberland County was Severe Storms, Flooding, Landslides, and Mudslides on Jul 29, 2022 (DR-4663). The county has 4 declared disasters in the OpenFEMA record covering 1969–2022.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.