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A

Chambers, AL

Flood Risk Score: 12/100 · Rank #1252 of 3,277 counties

Chambers County in Alabama has 9 FEMA disaster declarations on record covering 1979–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #1252 of 3,277 U.S. counties, with 4 NFIP flood insurance claims totaling $74,525 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
4
NFIP Claims
$74,525
Total Payouts
9
Disasters
$18,631
Avg Claim
4
Active Policies

FEMA Disaster Declarations in Chambers County

The 9 most recent federally declared disasters affecting Chambers County, AL (1979–2024). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 14, 2020HurricaneHurricane SallyDR-3545
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Jul 10, 2005HurricaneHurricane DennisDR-1593
Sep 15, 2004HurricaneHurricane IvanDR-1549
Oct 4, 1995HurricaneHurricane OpalDR-1070
Apr 18, 1979FloodStorms, Wind, FloodingDR-578

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
JacksonA1248
CalhounA1238
CherokeeA1238
ColbertA1258
LamarA1208
LauderdaleA1218
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Chambers County, AL have?

Chambers County, AL has 9 federal disaster declarations on FEMA record (1979–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Irma (declared Sep 11, 2017, DR-3389); Hurricane Gustav (declared Aug 30, 2008, DR-3292); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3237). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Chambers County, AL?

Chambers County is graded A (composite score 12/100, low risk). It ranks #1252 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Chambers County?

4 NFIP flood insurance claims have been filed in Chambers County, AL, totaling $74,525 in payouts. The average claim is $18,631. Source: FEMA FimaNfipClaims v2 dataset.

Has Chambers County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Chambers County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 9 declared disasters in the OpenFEMA record covering 1979–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.