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Colbert, AL

Flood Risk Score: 12/100 · Rank #1253 of 3,277 counties

Colbert County in Alabama has 8 FEMA disaster declarations on record covering 1991–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is A (Low risk), ranking #1253 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $100,123 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
5
NFIP Claims
$100,123
Total Payouts
8
Disasters
$20,025
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Colbert County

The 8 most recent federally declared disasters affecting Colbert County, AL (1991–2024). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 14, 2020HurricaneHurricane SallyDR-3545
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Aug 29, 2005HurricaneHurricane KatrinaDR-1605
Sep 15, 2004HurricaneHurricane IvanDR-1549
Jan 4, 1991FloodSevere Storms & FloodingDR-890

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
JacksonA1248
CalhounA1238
CherokeeA1238
ChambersA1249
LamarA1208
LauderdaleA1218
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Colbert County, AL have?

Colbert County, AL has 8 federal disaster declarations on FEMA record (1991–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Irma (declared Sep 11, 2017, DR-3389); Hurricane Gustav (declared Aug 30, 2008, DR-3292); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3237). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Colbert County, AL?

Colbert County is graded A (composite score 12/100, low risk). It ranks #1253 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Colbert County?

5 NFIP flood insurance claims have been filed in Colbert County, AL, totaling $100,123 in payouts. The average claim is $20,025. Source: FEMA FimaNfipClaims v2 dataset.

Has Colbert County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Colbert County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 8 declared disasters in the OpenFEMA record covering 1991–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.