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Clay, IN

Flood Risk Score: 10/100 · Rank #2202 of 3,277 counties

Clay County in Indiana has 4 FEMA disaster declarations on record covering 1959–2025, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). Its flood risk grade is A (Low risk), ranking #2202 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $81,645 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
3
NFIP Claims
$81,645
Total Payouts
4
Disasters
$27,215
Avg Claim
3
Active Policies

FEMA Disaster Declarations in Clay County

The 4 most recent federally declared disasters affecting Clay County, IN (1959–2025). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 22, 2025FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4882
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3238
Apr 2, 1996FloodBlizzard Of 96DR-1109
Jan 29, 1959FloodFloodDR-91

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Indiana

CountyGradeScoreClaimsDisasters
BrownA1045
CrawfordA1045
DecaturA1024
FranklinA1015
GreeneA1015
LawrenceA1005
View All Counties in Indiana

Frequently Asked Questions

How many FEMA disaster declarations does Clay County, IN have?

Clay County, IN has 4 federal disaster declarations on FEMA record (1959–2025). The 4 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared Jul 22, 2025, DR-4882); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Blizzard Of 96 (declared Apr 2, 1996, DR-1109); Flood (declared Jan 29, 1959, DR-91). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Clay County, IN?

Clay County is graded A (composite score 10/100, low risk). It ranks #2202 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Clay County?

3 NFIP flood insurance claims have been filed in Clay County, IN, totaling $81,645 in payouts. The average claim is $27,215. Source: FEMA FimaNfipClaims v2 dataset.

Has Clay County, IN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Clay County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). The county has 4 declared disasters in the OpenFEMA record covering 1959–2025.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.