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Comal, TX

Flood Risk Score: 6/100 · Rank #3235 of 3,277 counties

Comal County in Texas has 11 FEMA disaster declarations on record covering 1972–2017, most recently Hurricane Harvey on Aug 25, 2017 (DR-4332). Its flood risk grade is A (Low risk), ranking #3235 of 3,277 U.S. counties, with 36 NFIP flood insurance claims totaling $1,520,147 in payouts. Flood risk is relatively low compared to the national average.

6
Risk Score
36
NFIP Claims
$1,520,147
Total Payouts
11
Disasters
$42,226
Avg Claim
36
Active Policies

FEMA Disaster Declarations in Comal County

The 11 most recent federally declared disasters affecting Comal County, TX (1972–2017). Total declarations on record: 11.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 25, 2017HurricaneHurricane HarveyDR-4332
Jun 29, 2010HurricaneTropical Storm AlexDR-3313
Sep 10, 2008HurricaneHurricane IkeDR-3294
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jul 4, 2002FloodSevere Storms and FloodingDR-1425
Oct 21, 1998FloodTx-Flooding 10/18/98DR-1257
Jul 7, 1997FloodSevere Storms and FloodingDR-1179
Dec 26, 1991FloodSevere ThunderstormsDR-930
May 20, 1972FloodSevere Storms & FloodingDR-333

Score Breakdown

The composite score of 6 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
23
Claim Severity
20%
0
Year-over-Year Trend
15%
4

Other Counties in Texas

CountyGradeScoreClaimsDisasters
HaysA61379
LubbockA6146
TaylorA6145
DentonA7237
HendersonA7118
MontagueA755
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Comal County, TX have?

Comal County, TX has 11 federal disaster declarations on FEMA record (1972–2017). The 5 most recent are: Hurricane Harvey (declared Aug 25, 2017, DR-4332); Tropical Storm Alex (declared Jun 29, 2010, DR-3313); Hurricane Ike (declared Sep 10, 2008, DR-3294); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Comal County, TX?

Comal County is graded A (composite score 6/100, low risk). It ranks #3235 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Comal County?

36 NFIP flood insurance claims have been filed in Comal County, TX, totaling $1,520,147 in payouts. The average claim is $42,226. Source: FEMA FimaNfipClaims v2 dataset.

Has Comal County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Comal County was Hurricane Harvey on Aug 25, 2017 (DR-4332). The county has 11 declared disasters in the OpenFEMA record covering 1972–2017.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.