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DeSoto, FL

Flood Risk Score: 18/100 · Rank #282 of 3,277 counties

DeSoto County in Florida has 20 FEMA disaster declarations on record covering 1982–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is A (Low risk), ranking #282 of 3,277 U.S. counties, with 28 NFIP flood insurance claims totaling $1,947,114 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
28
NFIP Claims
$1,947,114
Total Payouts
20
Disasters
$69,540
Avg Claim
28
Active Policies

FEMA Disaster Declarations in DeSoto County

The 20 most recent federally declared disasters affecting DeSoto County, FL (1982–2024). Total declarations on record: 20.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 24, 2005HurricaneHurricane WilmaDR-1609
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Sep 28, 2001Coastal StormSevere Storms, Tornadoes and Flooding Associated With Tropical Storm GabrielleDR-1393
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150
Sep 25, 1998HurricaneHurricane GrorgesDR-3131
Aug 14, 1992FloodSevere Storms & FloodingDR-952
Jul 7, 1982FloodSevere Storms and FloodingDR-664

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
43
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Florida

CountyGradeScoreClaimsDisasters
MarionA181019
GladesA18120
OkeechobeeA18519
SuwanneeA181220
BrevardA1823325
St. JohnsA181.1K22
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does DeSoto County, FL have?

DeSoto County, FL has 20 federal disaster declarations on FEMA record (1982–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for DeSoto County, FL?

DeSoto County is graded A (composite score 18/100, low risk). It ranks #282 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in DeSoto County?

28 NFIP flood insurance claims have been filed in DeSoto County, FL, totaling $1,947,114 in payouts. The average claim is $69,540. Source: FEMA FimaNfipClaims v2 dataset.

Has DeSoto County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting DeSoto County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 20 declared disasters in the OpenFEMA record covering 1982–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.