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Okeechobee, FL

Flood Risk Score: 18/100 · Rank #284 of 3,277 counties

Okeechobee County in Florida has 19 FEMA disaster declarations on record covering 1972–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is A (Low risk), ranking #284 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $31,739 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
5
NFIP Claims
$31,739
Total Payouts
19
Disasters
$6,348
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Okeechobee County

The 19 most recent federally declared disasters affecting Okeechobee County, FL (1972–2024). Total declarations on record: 19.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 1, 2020HurricaneHurricane IsaiasDR-3533
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 6, 2016HurricaneHurricane MatthewDR-3377
Oct 24, 2005HurricaneHurricane WilmaDR-1609
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Oct 20, 1999HurricaneFl-Hurricane Irene-Dr-ReqDR-1306
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150
Jun 23, 1972Coastal StormTropical Storm AgnesDR-337

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
40
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Florida

CountyGradeScoreClaimsDisasters
MarionA181019
DeSotoA182820
GladesA18120
SuwanneeA181220
BrevardA1823325
St. JohnsA181.1K22
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Okeechobee County, FL have?

Okeechobee County, FL has 19 federal disaster declarations on FEMA record (1972–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Okeechobee County, FL?

Okeechobee County is graded A (composite score 18/100, low risk). It ranks #284 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Okeechobee County?

5 NFIP flood insurance claims have been filed in Okeechobee County, FL, totaling $31,739 in payouts. The average claim is $6,348. Source: FEMA FimaNfipClaims v2 dataset.

Has Okeechobee County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Okeechobee County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 19 declared disasters in the OpenFEMA record covering 1972–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.