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El Dorado, CA

Flood Risk Score: 20/100 · Rank #198 of 3,277 counties

El Dorado County in California has 9 FEMA disaster declarations on record covering 1964–2023, most recently Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). Its flood risk grade is A (Low risk), ranking #198 of 3,277 U.S. counties, with 16 NFIP flood insurance claims totaling $231,990 in payouts. Flood risk is relatively low compared to the national average.

20
Risk Score
16
NFIP Claims
$231,990
Total Payouts
9
Disasters
$14,499
Avg Claim
16
Active Policies

FEMA Disaster Declarations in El Dorado County

The 9 most recent federally declared disasters affecting El Dorado County, CA (1964–2023). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Mar 10, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-3592
Jan 14, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-4683
Jan 9, 2023FloodSevere Winter Storms, Flooding, and MudslidesDR-3591
Apr 1, 2017FloodSevere Winter Storms, Flooding, and MudslidesDR-4308
Mar 16, 2017FloodSevere Winter Storms, Flooding, and MudslidesDR-4305
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3248
Feb 21, 1986FloodSevere Storms & FloodingDR-758
Jan 26, 1969FloodSevere Storms & FloodingDR-253
Dec 24, 1964FloodHeavy Rains & FloodingDR-183

Score Breakdown

The composite score of 20 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in California

CountyGradeScoreClaimsDisasters
ShastaA20109
TulareA20219
Contra CostaB213011
Santa CruzB216910
SonomaB2114711
LakeA19288
View All Counties in California

Frequently Asked Questions

How many FEMA disaster declarations does El Dorado County, CA have?

El Dorado County, CA has 9 federal disaster declarations on FEMA record (1964–2023). The 5 most recent are: Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Mar 10, 2023, DR-3592); Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Jan 14, 2023, DR-4683); Severe Winter Storms, Flooding, and Mudslides (declared Jan 9, 2023, DR-3591); Severe Winter Storms, Flooding, and Mudslides (declared Apr 1, 2017, DR-4308); Severe Winter Storms, Flooding, and Mudslides (declared Mar 16, 2017, DR-4305). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for El Dorado County, CA?

El Dorado County is graded A (composite score 20/100, low risk). It ranks #198 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in El Dorado County?

16 NFIP flood insurance claims have been filed in El Dorado County, CA, totaling $231,990 in payouts. The average claim is $14,499. Source: FEMA FimaNfipClaims v2 dataset.

Has El Dorado County, CA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting El Dorado County was Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). The county has 9 declared disasters in the OpenFEMA record covering 1964–2023.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.