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Lake, CA

Flood Risk Score: 19/100 · Rank #255 of 3,277 counties

Lake County in California has 8 FEMA disaster declarations on record covering 1964–2023, most recently Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). Its flood risk grade is A (Low risk), ranking #255 of 3,277 U.S. counties, with 28 NFIP flood insurance claims totaling $348,743 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
28
NFIP Claims
$348,743
Total Payouts
8
Disasters
$12,455
Avg Claim
28
Active Policies

FEMA Disaster Declarations in Lake County

The 8 most recent federally declared disasters affecting Lake County, CA (1964–2023). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Mar 10, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-3592
Jan 9, 2023FloodSevere Winter Storms, Flooding, and MudslidesDR-3591
Apr 1, 2017FloodSevere Winter Storms, Flooding, and MudslidesDR-4308
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3248
Feb 21, 1986FloodSevere Storms & FloodingDR-758
Feb 9, 1983Coastal StormCoastal Storms, Floods, Slides & TornadoesDR-677
Feb 16, 1970FloodSevere Storms & FloodingDR-283
Dec 24, 1964FloodHeavy Rains & FloodingDR-183

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in California

CountyGradeScoreClaimsDisasters
MontereyA192810
San MateoA19339
Santa ClaraA19398
El DoradoA20169
ShastaA20109
TulareA20219
View All Counties in California

Frequently Asked Questions

How many FEMA disaster declarations does Lake County, CA have?

Lake County, CA has 8 federal disaster declarations on FEMA record (1964–2023). The 5 most recent are: Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Mar 10, 2023, DR-3592); Severe Winter Storms, Flooding, and Mudslides (declared Jan 9, 2023, DR-3591); Severe Winter Storms, Flooding, and Mudslides (declared Apr 1, 2017, DR-4308); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3248); Severe Storms & Flooding (declared Feb 21, 1986, DR-758). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Lake County, CA?

Lake County is graded A (composite score 19/100, low risk). It ranks #255 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Lake County?

28 NFIP flood insurance claims have been filed in Lake County, CA, totaling $348,743 in payouts. The average claim is $12,455. Source: FEMA FimaNfipClaims v2 dataset.

Has Lake County, CA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Lake County was Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). The county has 8 declared disasters in the OpenFEMA record covering 1964–2023.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.