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Monterey, CA

Flood Risk Score: 19/100 · Rank #256 of 3,277 counties

Monterey County in California has 10 FEMA disaster declarations on record covering 1967–2023, most recently Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). Its flood risk grade is A (Low risk), ranking #256 of 3,277 U.S. counties, with 28 NFIP flood insurance claims totaling $1,908,777 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
28
NFIP Claims
$1,908,777
Total Payouts
10
Disasters
$68,171
Avg Claim
28
Active Policies

FEMA Disaster Declarations in Monterey County

The 10 most recent federally declared disasters affecting Monterey County, CA (1967–2023). Total declarations on record: 10.

DeclaredIncident TypeTitleFEMA Disaster #
Mar 10, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-3592
Jan 14, 2023FloodSevere Winter Storms, Flooding, Landslides, and MudslidesDR-4683
Jan 9, 2023FloodSevere Winter Storms, Flooding, and MudslidesDR-3591
Apr 1, 2017FloodSevere Winter Storms, Flooding, and MudslidesDR-4308
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3248
Feb 3, 1993FloodSevere Winter Storm, MUD & Land Slides, & FloodingDR-979
Feb 9, 1983Coastal StormCoastal Storms, Floods, Slides & TornadoesDR-677
Feb 15, 1978FloodCoastal Storms, Mudslides & FloodingDR-547
Jan 26, 1969FloodSevere Storms & FloodingDR-253
Jan 2, 1967FloodSevere Storms & FloodingDR-223

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
21
Claim Severity
20%
0
Year-over-Year Trend
15%
90

Other Counties in California

CountyGradeScoreClaimsDisasters
LakeA19288
San MateoA19339
Santa ClaraA19398
El DoradoA20169
ShastaA20109
TulareA20219
View All Counties in California

Frequently Asked Questions

How many FEMA disaster declarations does Monterey County, CA have?

Monterey County, CA has 10 federal disaster declarations on FEMA record (1967–2023). The 5 most recent are: Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Mar 10, 2023, DR-3592); Severe Winter Storms, Flooding, Landslides, and Mudslides (declared Jan 14, 2023, DR-4683); Severe Winter Storms, Flooding, and Mudslides (declared Jan 9, 2023, DR-3591); Severe Winter Storms, Flooding, and Mudslides (declared Apr 1, 2017, DR-4308); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3248). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Monterey County, CA?

Monterey County is graded A (composite score 19/100, low risk). It ranks #256 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Monterey County?

28 NFIP flood insurance claims have been filed in Monterey County, CA, totaling $1,908,777 in payouts. The average claim is $68,171. Source: FEMA FimaNfipClaims v2 dataset.

Has Monterey County, CA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Monterey County was Severe Winter Storms, Flooding, Landslides, and Mudslides on Mar 10, 2023 (DR-3592). The county has 10 declared disasters in the OpenFEMA record covering 1967–2023.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.