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A

Floyd, IN

Flood Risk Score: 14/100 · Rank #724 of 3,277 counties

Floyd County in Indiana has 5 FEMA disaster declarations on record covering 1991–2025, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). Its flood risk grade is A (Low risk), ranking #724 of 3,277 U.S. counties, with 6 NFIP flood insurance claims totaling $193,083 in payouts. Flood risk is relatively low compared to the national average.

14
Risk Score
6
NFIP Claims
$193,083
Total Payouts
5
Disasters
$32,181
Avg Claim
6
Active Policies

FEMA Disaster Declarations in Floyd County

The 5 most recent federally declared disasters affecting Floyd County, IN (1991–2025). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 22, 2025FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4882
May 4, 2018FloodSevere Storms and FloodingDR-4363
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3238
Apr 2, 1996FloodBlizzard Of 96DR-1109
Jan 5, 1991FloodSevere Storms & FloodingDR-891

Score Breakdown

The composite score of 14 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
75

Other Counties in Indiana

CountyGradeScoreClaimsDisasters
CarrollA15143
PorterA1363
BartholomewA1784
ElkhartA17223
LakeA17164
ClarkA11376
View All Counties in Indiana

Frequently Asked Questions

How many FEMA disaster declarations does Floyd County, IN have?

Floyd County, IN has 5 federal disaster declarations on FEMA record (1991–2025). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared Jul 22, 2025, DR-4882); Severe Storms and Flooding (declared May 4, 2018, DR-4363); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Blizzard Of 96 (declared Apr 2, 1996, DR-1109); Severe Storms & Flooding (declared Jan 5, 1991, DR-891). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Floyd County, IN?

Floyd County is graded A (composite score 14/100, low risk). It ranks #724 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Floyd County?

6 NFIP flood insurance claims have been filed in Floyd County, IN, totaling $193,083 in payouts. The average claim is $32,181. Source: FEMA FimaNfipClaims v2 dataset.

Has Floyd County, IN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Floyd County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). The county has 5 declared disasters in the OpenFEMA record covering 1991–2025.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.