Lake, IN
Lake County in Indiana has 4 FEMA disaster declarations on record covering 1990–2018, most recently Severe Storms and Flooding on May 4, 2018 (DR-4363). Its flood risk grade is A (Low risk), ranking #434 of 3,277 U.S. counties, with 16 NFIP flood insurance claims totaling $120,807 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Lake County
The 4 most recent federally declared disasters affecting Lake County, IN (1990–2018). Total declarations on record: 4.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| May 4, 2018 | Flood | Severe Storms and Flooding | DR-4363 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3238 |
| Jan 5, 1991 | Flood | Severe Storms & Flooding | DR-891 |
| Dec 6, 1990 | Flood | Severe Storms & Flooding | DR-885 |
Score Breakdown
The composite score of 17 is calculated from four weighted factors. See our methodology for details.
Other Counties in Indiana
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Bartholomew | A | 17 | 8 | 4 |
| Elkhart | A | 17 | 22 | 3 |
| Harrison | A | 18 | 16 | 6 |
| Jefferson | A | 19 | 15 | 7 |
| Carroll | A | 15 | 14 | 3 |
| Floyd | A | 14 | 6 | 5 |
More Counties in Indiana
Frequently Asked Questions
How many FEMA disaster declarations does Lake County, IN have?
Lake County, IN has 4 federal disaster declarations on FEMA record (1990–2018). The 4 most recent are: Severe Storms and Flooding (declared May 4, 2018, DR-4363); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Severe Storms & Flooding (declared Jan 5, 1991, DR-891); Severe Storms & Flooding (declared Dec 6, 1990, DR-885). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Lake County, IN?
Lake County is graded A (composite score 17/100, low risk). It ranks #434 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Lake County?
16 NFIP flood insurance claims have been filed in Lake County, IN, totaling $120,807 in payouts. The average claim is $7,550. Source: FEMA FimaNfipClaims v2 dataset.
Has Lake County, IN had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Lake County was Severe Storms and Flooding on May 4, 2018 (DR-4363). The county has 4 declared disasters in the OpenFEMA record covering 1990–2018.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.