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Jefferson, IN

Flood Risk Score: 19/100 · Rank #262 of 3,277 counties

Jefferson County in Indiana has 7 FEMA disaster declarations on record covering 1968–2025, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). Its flood risk grade is A (Low risk), ranking #262 of 3,277 U.S. counties, with 15 NFIP flood insurance claims totaling $585,129 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
15
NFIP Claims
$585,129
Total Payouts
7
Disasters
$39,009
Avg Claim
15
Active Policies

FEMA Disaster Declarations in Jefferson County

The 7 most recent federally declared disasters affecting Jefferson County, IN (1968–2025). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 22, 2025FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4882
May 4, 2018FloodSevere Storms and FloodingDR-4363
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3238
Apr 2, 1996FloodBlizzard Of 96DR-1109
Aug 17, 1992FloodSevere Storms & Flash FloodingDR-953
Jan 5, 1991FloodSevere Storms & FloodingDR-891
Jul 30, 1968FloodFloodingDR-247

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Indiana

CountyGradeScoreClaimsDisasters
HarrisonA18166
BartholomewA1784
ElkhartA17223
LakeA17164
CarrollA15143
FloydA1465
View All Counties in Indiana

Frequently Asked Questions

How many FEMA disaster declarations does Jefferson County, IN have?

Jefferson County, IN has 7 federal disaster declarations on FEMA record (1968–2025). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared Jul 22, 2025, DR-4882); Severe Storms and Flooding (declared May 4, 2018, DR-4363); Hurricane Katrina Evacuation (declared Sep 10, 2005, DR-3238); Blizzard Of 96 (declared Apr 2, 1996, DR-1109); Severe Storms & Flash Flooding (declared Aug 17, 1992, DR-953). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Jefferson County, IN?

Jefferson County is graded A (composite score 19/100, low risk). It ranks #262 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Jefferson County?

15 NFIP flood insurance claims have been filed in Jefferson County, IN, totaling $585,129 in payouts. The average claim is $39,009. Source: FEMA FimaNfipClaims v2 dataset.

Has Jefferson County, IN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Jefferson County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on Jul 22, 2025 (DR-4882). The county has 7 declared disasters in the OpenFEMA record covering 1968–2025.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.