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Franklin, KY

Flood Risk Score: 11/100 · Rank #1366 of 3,277 counties

Franklin County in Kentucky has 7 FEMA disaster declarations on record covering 1972–2021, most recently Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). Its flood risk grade is A (Low risk), ranking #1366 of 3,277 U.S. counties, with 39 NFIP flood insurance claims totaling $2,488,175 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
39
NFIP Claims
$2,488,175
Total Payouts
7
Disasters
$63,799
Avg Claim
39
Active Policies

FEMA Disaster Declarations in Franklin County

The 7 most recent federally declared disasters affecting Franklin County, KY (1972–2021). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
May 12, 2015FloodSevere Winter Storm, Snowstorm, Flooding, Landslides, and MudslidesDR-4218
May 1, 2015FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4217
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821
Dec 12, 1978FloodSevere Storms & FloodingDR-568
May 15, 1972FloodHeavy Rains & FloodingDR-332

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
LincolnA1107
CarterA1178
ElliottA1106
EstillA1156
JacksonA1117
MadisonA1156
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Franklin County, KY have?

Franklin County, KY has 7 federal disaster declarations on FEMA record (1972–2021). The 5 most recent are: Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides (declared May 12, 2015, DR-4218); Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared May 1, 2015, DR-4217); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Franklin County, KY?

Franklin County is graded A (composite score 11/100, low risk). It ranks #1366 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Franklin County?

39 NFIP flood insurance claims have been filed in Franklin County, KY, totaling $2,488,175 in payouts. The average claim is $63,799. Source: FEMA FimaNfipClaims v2 dataset.

Has Franklin County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Franklin County was Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). The county has 7 declared disasters in the OpenFEMA record covering 1972–2021.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.