Home / States / Kentucky / Madison
A

Madison, KY

Flood Risk Score: 11/100 · Rank #1368 of 3,277 counties

Madison County in Kentucky has 6 FEMA disaster declarations on record covering 1972–2021, most recently Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). Its flood risk grade is A (Low risk), ranking #1368 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $147,627 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
5
NFIP Claims
$147,627
Total Payouts
6
Disasters
$29,525
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Madison County

The 6 most recent federally declared disasters affecting Madison County, KY (1972–2021). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
May 1, 2015FloodSevere Storms, Tornadoes, Flooding, Landslides, and MudslidesDR-4217
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821
Dec 12, 1978FloodSevere Storms & FloodingDR-568
May 15, 1972FloodHeavy Rains & FloodingDR-332

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
LincolnA1107
CarterA1178
ElliottA1106
EstillA1156
FranklinA11397
JacksonA1117
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Madison County, KY have?

Madison County, KY has 6 federal disaster declarations on FEMA record (1972–2021). The 5 most recent are: Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared May 1, 2015, DR-4217); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821); Severe Storms & Flooding (declared Dec 12, 1978, DR-568). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Madison County, KY?

Madison County is graded A (composite score 11/100, low risk). It ranks #1368 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Madison County?

5 NFIP flood insurance claims have been filed in Madison County, KY, totaling $147,627 in payouts. The average claim is $29,525. Source: FEMA FimaNfipClaims v2 dataset.

Has Madison County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Madison County was Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). The county has 6 declared disasters in the OpenFEMA record covering 1972–2021.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.