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Gadsden, FL

Flood Risk Score: 20/100 · Rank #160 of 3,277 counties

Gadsden County in Florida has 24 FEMA disaster declarations on record covering 1985–2024, most recently Hurricane Helene on Sep 28, 2024 (DR-4828). Its flood risk grade is A (Low risk), ranking #160 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

20
Risk Score
0
NFIP Claims
$0
Total Payouts
24
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Gadsden County

The 24 most recent federally declared disasters affecting Gadsden County, FL (1985–2024). Total declarations on record: 24.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 16, 2021HurricaneTropical Storm FredDR-3562
Sep 23, 2020HurricaneHurricane SallyDR-4564
Sep 15, 2020HurricaneHurricane SallyDR-3546
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Oct 11, 2018HurricaneHurricane MichaelDR-4399
Oct 9, 2018HurricaneHurricane MichaelDR-3405
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Sep 28, 2016HurricaneHurricane HermineDR-4280
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Jul 10, 2005HurricaneHurricane DennisDR-1595
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Sep 28, 1998HurricaneHurricane Georges DR-1249
Sep 25, 1998HurricaneHurricane GrorgesDR-3131
Jul 8, 1994FloodTropical Storm AlbertoDR-3114
Apr 3, 1990FloodSevere Storms & FloodingDR-862
Dec 3, 1985HurricaneHurricane KateDR-756

Score Breakdown

The composite score of 20 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
51
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Florida

CountyGradeScoreClaimsDisasters
CalhounA20024
HolmesA20324
LibertyA20124
MartinA205126
Miami-DadeA201.3K23
WashingtonA20424
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Gadsden County, FL have?

Gadsden County, FL has 24 federal disaster declarations on FEMA record (1985–2024). The 5 most recent are: Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Gadsden County, FL?

Gadsden County is graded A (composite score 20/100, low risk). It ranks #160 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Gadsden County?

0 NFIP flood insurance claims have been filed in Gadsden County, FL, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Gadsden County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Gadsden County was Hurricane Helene on Sep 28, 2024 (DR-4828). The county has 24 declared disasters in the OpenFEMA record covering 1985–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.