Holmes, FL
Holmes County in Florida has 24 FEMA disaster declarations on record covering 1975–2024, most recently Hurricane Helene on Sep 28, 2024 (DR-4828). Its flood risk grade is A (Low risk), ranking #161 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $94,913 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Holmes County
The 24 most recent federally declared disasters affecting Holmes County, FL (1975–2024). Total declarations on record: 24.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 28, 2024 | Hurricane | Hurricane Helene | DR-4828 |
| Dec 13, 2022 | Hurricane | Hurricane Nicole | DR-4680 |
| Sep 29, 2022 | Hurricane | Hurricane Ian | DR-4673 |
| Sep 24, 2022 | Hurricane | Tropical Storm Ian | DR-3584 |
| Aug 16, 2021 | Hurricane | Tropical Storm Fred | DR-3562 |
| Sep 23, 2020 | Hurricane | Hurricane Sally | DR-4564 |
| Sep 15, 2020 | Hurricane | Hurricane Sally | DR-3546 |
| Aug 30, 2019 | Hurricane | Hurricane Dorian | DR-3419 |
| Oct 11, 2018 | Hurricane | Hurricane Michael | DR-4399 |
| Oct 9, 2018 | Hurricane | Hurricane Michael | DR-3405 |
| Sep 10, 2017 | Hurricane | Hurricane Irma | DR-4337 |
| Sep 5, 2017 | Hurricane | Hurricane Irma | DR-3385 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3220 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1595 |
| Sep 16, 2004 | Hurricane | Hurricane Ivan | DR-1551 |
| Sep 4, 2004 | Hurricane | Hurricane Frances | DR-1545 |
| Aug 13, 2004 | Hurricane | Tropical Storm Bonnie and Hurricane Charley | DR-1539 |
| Sep 28, 1998 | Hurricane | Hurricane Georges | DR-1249 |
| Sep 25, 1998 | Hurricane | Hurricane Grorges | DR-3131 |
| Oct 4, 1995 | Hurricane | Hurricane Opal | DR-1069 |
| Jul 8, 1994 | Flood | Tropical Storm Alberto | DR-3114 |
| Apr 3, 1990 | Flood | Severe Storms & Flooding | DR-862 |
| Sep 26, 1975 | Flood | High Winds, Heavy Rains & Flooding | DR-484 |
| Aug 22, 1975 | Flood | Flooding | DR-479 |
Score Breakdown
The composite score of 20 is calculated from four weighted factors. See our methodology for details.
Other Counties in Florida
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Calhoun | A | 20 | 0 | 24 |
| Gadsden | A | 20 | 0 | 24 |
| Liberty | A | 20 | 1 | 24 |
| Martin | A | 20 | 51 | 26 |
| Miami-Dade | A | 20 | 1.3K | 23 |
| Washington | A | 20 | 4 | 24 |
More Counties in Florida
Frequently Asked Questions
How many FEMA disaster declarations does Holmes County, FL have?
Holmes County, FL has 24 federal disaster declarations on FEMA record (1975–2024). The 5 most recent are: Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584); Tropical Storm Fred (declared Aug 16, 2021, DR-3562). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Holmes County, FL?
Holmes County is graded A (composite score 20/100, low risk). It ranks #161 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Holmes County?
3 NFIP flood insurance claims have been filed in Holmes County, FL, totaling $94,913 in payouts. The average claim is $31,638. Source: FEMA FimaNfipClaims v2 dataset.
Has Holmes County, FL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Holmes County was Hurricane Helene on Sep 28, 2024 (DR-4828). The county has 24 declared disasters in the OpenFEMA record covering 1975–2024.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.