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A

Genesee, MI

Flood Risk Score: 10/100 · Rank #2343 of 3,277 counties

Genesee County in Michigan has 5 FEMA disaster declarations on record covering 1975–2005, most recently Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). Its flood risk grade is A (Low risk), ranking #2343 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $32,051 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
5
NFIP Claims
$32,051
Total Payouts
5
Disasters
$6,410
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Genesee County

The 5 most recent federally declared disasters affecting Genesee County, MI (1975–2005). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3225
Sep 18, 1986FloodSevere Storms & FloodingDR-774
Sep 18, 1985FloodSevere Storms and FloodingDR-744
Sep 30, 1975FloodSevere Storms, High Winds & FloodingDR-486
Apr 26, 1975FloodSevere Storms, High Winds & FloodingDR-465

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Michigan

CountyGradeScoreClaimsDisasters
GogebicA1004
HoughtonA1004
IoniaA1015
KentA10194
MuskegonA1075
NewaygoA1055
View All Counties in Michigan

Frequently Asked Questions

How many FEMA disaster declarations does Genesee County, MI have?

Genesee County, MI has 5 federal disaster declarations on FEMA record (1975–2005). The 5 most recent are: Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Severe Storms & Flooding (declared Sep 18, 1986, DR-774); Severe Storms and Flooding (declared Sep 18, 1985, DR-744); Severe Storms, High Winds & Flooding (declared Sep 30, 1975, DR-486); Severe Storms, High Winds & Flooding (declared Apr 26, 1975, DR-465). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Genesee County, MI?

Genesee County is graded A (composite score 10/100, low risk). It ranks #2343 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Genesee County?

5 NFIP flood insurance claims have been filed in Genesee County, MI, totaling $32,051 in payouts. The average claim is $6,410. Source: FEMA FimaNfipClaims v2 dataset.

Has Genesee County, MI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Genesee County was Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). The county has 5 declared disasters in the OpenFEMA record covering 1975–2005.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.