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Lapeer, MI

Flood Risk Score: 10/100 · Rank #2347 of 3,277 counties

Lapeer County in Michigan has 4 FEMA disaster declarations on record covering 1975–2005, most recently Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). Its flood risk grade is A (Low risk), ranking #2347 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
0
NFIP Claims
$0
Total Payouts
4
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Lapeer County

The 4 most recent federally declared disasters affecting Lapeer County, MI (1975–2005). Total declarations on record: 4.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 7, 2005HurricaneHurricane Katrina EvacuationDR-3225
Sep 18, 1986FloodSevere Storms & FloodingDR-774
Sep 18, 1985FloodSevere Storms and FloodingDR-744
Apr 26, 1975FloodSevere Storms, High Winds & FloodingDR-465

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
9
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Michigan

CountyGradeScoreClaimsDisasters
GogebicA1004
HoughtonA1004
IoniaA1015
KentA10194
MuskegonA1075
NewaygoA1055
View All Counties in Michigan

Frequently Asked Questions

How many FEMA disaster declarations does Lapeer County, MI have?

Lapeer County, MI has 4 federal disaster declarations on FEMA record (1975–2005). The 4 most recent are: Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Severe Storms & Flooding (declared Sep 18, 1986, DR-774); Severe Storms and Flooding (declared Sep 18, 1985, DR-744); Severe Storms, High Winds & Flooding (declared Apr 26, 1975, DR-465). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Lapeer County, MI?

Lapeer County is graded A (composite score 10/100, low risk). It ranks #2347 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Lapeer County?

0 NFIP flood insurance claims have been filed in Lapeer County, MI, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Lapeer County, MI had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Lapeer County was Hurricane Katrina Evacuation on Sep 7, 2005 (DR-3225). The county has 4 declared disasters in the OpenFEMA record covering 1975–2005.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.