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Llano, TX

Flood Risk Score: 12/100 · Rank #1118 of 3,277 counties

Llano County in Texas has 7 FEMA disaster declarations on record covering 1991–2025, most recently Severe Storms, Straight-Line Winds, and Flooding on Jul 6, 2025 (DR-4879). Its flood risk grade is A (Low risk), ranking #1118 of 3,277 U.S. counties, with 72 NFIP flood insurance claims totaling $2,789,947 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
72
NFIP Claims
$2,789,947
Total Payouts
7
Disasters
$38,749
Avg Claim
72
Active Policies

FEMA Disaster Declarations in Llano County

The 7 most recent federally declared disasters affecting Llano County, TX (1991–2025). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 6, 2025FloodSevere Storms, Straight-Line Winds, and FloodingDR-4879
Feb 25, 2019FloodSevere Storms and FloodingDR-4416
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jul 7, 1997FloodSevere Storms and FloodingDR-1179
Dec 26, 1991FloodSevere ThunderstormsDR-930

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Texas

CountyGradeScoreClaimsDisasters
CalhounA126620
LeeA1218
MarionA1229
MilamA1219
MorrisA1208
PanolaA1209
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Llano County, TX have?

Llano County, TX has 7 federal disaster declarations on FEMA record (1991–2025). The 5 most recent are: Severe Storms, Straight-Line Winds, and Flooding (declared Jul 6, 2025, DR-4879); Severe Storms and Flooding (declared Feb 25, 2019, DR-4416); Hurricane Rita (declared Sep 24, 2005, DR-1606); Hurricane Rita (declared Sep 21, 2005, DR-3261); Hurricane Katrina Evacuation (declared Sep 2, 2005, DR-3216). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Llano County, TX?

Llano County is graded A (composite score 12/100, low risk). It ranks #1118 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Llano County?

72 NFIP flood insurance claims have been filed in Llano County, TX, totaling $2,789,947 in payouts. The average claim is $38,749. Source: FEMA FimaNfipClaims v2 dataset.

Has Llano County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Llano County was Severe Storms, Straight-Line Winds, and Flooding on Jul 6, 2025 (DR-4879). The county has 7 declared disasters in the OpenFEMA record covering 1991–2025.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.