Montgomery, AL
Montgomery County in Alabama has 12 FEMA disaster declarations on record covering 1975–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is B (Moderate risk), ranking #126 of 3,277 U.S. counties, with 18 NFIP flood insurance claims totaling $226,572 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Montgomery County
The 12 most recent federally declared disasters affecting Montgomery County, AL (1975–2024). Total declarations on record: 12.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 26, 2024 | Hurricane | Hurricane Helene | DR-3618 |
| Sep 14, 2020 | Hurricane | Hurricane Sally | DR-3545 |
| Oct 12, 2018 | Hurricane | Hurricane Michael | DR-3407 |
| Oct 8, 2017 | Hurricane | Hurricane Nate | DR-3394 |
| Sep 11, 2017 | Hurricane | Hurricane Irma | DR-3389 |
| Aug 30, 2008 | Hurricane | Hurricane Gustav | DR-3292 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3237 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1593 |
| Sep 15, 2004 | Hurricane | Hurricane Ivan | DR-1549 |
| Oct 4, 1995 | Hurricane | Hurricane Opal | DR-1070 |
| Apr 18, 1979 | Flood | Storms, Wind, Flooding | DR-578 |
| Mar 14, 1975 | Flood | Severe Storms & Flooding | DR-458 |
Score Breakdown
The composite score of 22 is calculated from four weighted factors. See our methodology for details.
Other Counties in Alabama
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Jefferson | B | 21 | 76 | 14 |
| Shelby | B | 21 | 29 | 11 |
| Tuscaloosa | B | 21 | 12 | 11 |
| Houston | A | 20 | 7 | 13 |
| Choctaw | A | 17 | 2 | 17 |
| Clarke | A | 17 | 0 | 17 |
More Counties in Alabama
Frequently Asked Questions
How many FEMA disaster declarations does Montgomery County, AL have?
Montgomery County, AL has 12 federal disaster declarations on FEMA record (1975–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Michael (declared Oct 12, 2018, DR-3407); Hurricane Nate (declared Oct 8, 2017, DR-3394); Hurricane Irma (declared Sep 11, 2017, DR-3389). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Montgomery County, AL?
Montgomery County is graded B (composite score 22/100, moderate risk). It ranks #126 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Montgomery County?
18 NFIP flood insurance claims have been filed in Montgomery County, AL, totaling $226,572 in payouts. The average claim is $12,587. Source: FEMA FimaNfipClaims v2 dataset.
Has Montgomery County, AL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Montgomery County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 12 declared disasters in the OpenFEMA record covering 1975–2024.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.