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B

Tuscaloosa, AL

Flood Risk Score: 21/100 · Rank #156 of 3,277 counties

Tuscaloosa County in Alabama has 11 FEMA disaster declarations on record covering 1975–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is B (Moderate risk), ranking #156 of 3,277 U.S. counties, with 12 NFIP flood insurance claims totaling $265,144 in payouts. Flood risk is relatively low compared to the national average.

21
Risk Score
12
NFIP Claims
$265,144
Total Payouts
11
Disasters
$22,095
Avg Claim
12
Active Policies

FEMA Disaster Declarations in Tuscaloosa County

The 11 most recent federally declared disasters affecting Tuscaloosa County, AL (1975–2024). Total declarations on record: 11.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 14, 2020HurricaneHurricane SallyDR-3545
Oct 8, 2017HurricaneHurricane NateDR-3394
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Aug 29, 2005HurricaneHurricane KatrinaDR-1605
Jul 10, 2005HurricaneHurricane DennisDR-1593
Sep 15, 2004HurricaneHurricane IvanDR-1549
Apr 18, 1979FloodStorms, Wind, FloodingDR-578
Mar 14, 1975FloodSevere Storms & FloodingDR-458

Score Breakdown

The composite score of 21 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
23
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
JeffersonB217614
ShelbyB212911
MontgomeryB221812
HoustonA20713
ChoctawA17217
ClarkeA17017
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Tuscaloosa County, AL have?

Tuscaloosa County, AL has 11 federal disaster declarations on FEMA record (1975–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Nate (declared Oct 8, 2017, DR-3394); Hurricane Irma (declared Sep 11, 2017, DR-3389); Hurricane Gustav (declared Aug 30, 2008, DR-3292). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Tuscaloosa County, AL?

Tuscaloosa County is graded B (composite score 21/100, moderate risk). It ranks #156 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Tuscaloosa County?

12 NFIP flood insurance claims have been filed in Tuscaloosa County, AL, totaling $265,144 in payouts. The average claim is $22,095. Source: FEMA FimaNfipClaims v2 dataset.

Has Tuscaloosa County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Tuscaloosa County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 11 declared disasters in the OpenFEMA record covering 1975–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.