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Montgomery, TX

Flood Risk Score: 16/100 · Rank #443 of 3,277 counties

Montgomery County in Texas has 19 FEMA disaster declarations on record covering 1973–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is A (Low risk), ranking #443 of 3,277 U.S. counties, with 967 NFIP flood insurance claims totaling $74,056,455 in payouts. Flood risk is relatively low compared to the national average.

16
Risk Score
967
NFIP Claims
$74,056,455
Total Payouts
19
Disasters
$76,584
Avg Claim
967
Active Policies

FEMA Disaster Declarations in Montgomery County

The 19 most recent federally declared disasters affecting Montgomery County, TX (1973–2024). Total declarations on record: 19.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 9, 2024HurricaneHurricane Beryl DR-4798
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Aug 24, 2020HurricaneTropical Storms Marco and LauraDR-3540
Oct 4, 2019FloodTropical Storm ImeldaDR-4466
Aug 25, 2017HurricaneHurricane HarveyDR-4332
Jun 11, 2016FloodSevere Storms and FloodingDR-4272
Apr 25, 2016FloodSevere Storms and Flooding DR-4269
Sep 13, 2008HurricaneHurricane IkeDR-1791
Sep 10, 2008HurricaneHurricane IkeDR-3294
Aug 29, 2008HurricaneHurricane GustavDR-3290
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jun 9, 2001Coastal StormTx-Tropical Storm Allison-06-06-2001DR-1379
Oct 21, 1998FloodTx-Flooding 10/18/98DR-1257
Oct 18, 1994FloodSevere Thunderstorms and FloodingDR-1041
Aug 19, 1983HurricaneHurricane AliciaDR-689
Sep 25, 1979FloodSevere Storms & FloodingDR-603
Jul 11, 1973FloodSevere Storms & FloodingDR-398

Score Breakdown

The composite score of 16 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
8
Disaster Frequency
25%
40
Claim Severity
20%
7
Year-over-Year Trend
15%
6

Other Counties in Texas

CountyGradeScoreClaimsDisasters
KlebergA16816
NuecesA1673623
WillacyA162918
KaufmanA1695
SmithA161213
RandallA1794
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Montgomery County, TX have?

Montgomery County, TX has 19 federal disaster declarations on FEMA record (1973–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Tropical Storm Imelda (declared Oct 4, 2019, DR-4466); Hurricane Harvey (declared Aug 25, 2017, DR-4332). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Montgomery County, TX?

Montgomery County is graded A (composite score 16/100, low risk). It ranks #443 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Montgomery County?

967 NFIP flood insurance claims have been filed in Montgomery County, TX, totaling $74,056,455 in payouts. The average claim is $76,584. Source: FEMA FimaNfipClaims v2 dataset.

Has Montgomery County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Montgomery County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 19 declared disasters in the OpenFEMA record covering 1973–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.