Smith, TX
Smith County in Texas has 13 FEMA disaster declarations on record covering 1989–2024, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). Its flood risk grade is A (Low risk), ranking #445 of 3,277 U.S. counties, with 12 NFIP flood insurance claims totaling $208,747 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Smith County
The 13 most recent federally declared disasters affecting Smith County, TX (1989–2024). Total declarations on record: 13.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| May 17, 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | DR-4781 |
| Aug 24, 2020 | Hurricane | Tropical Storms Marco and Laura | DR-3540 |
| Apr 25, 2016 | Flood | Severe Storms and Flooding | DR-4269 |
| Sep 13, 2008 | Hurricane | Hurricane Ike | DR-1791 |
| Sep 10, 2008 | Hurricane | Hurricane Ike | DR-3294 |
| Aug 29, 2008 | Hurricane | Hurricane Gustav | DR-3290 |
| Aug 18, 2007 | Hurricane | Hurricane Dean | DR-3277 |
| Sep 24, 2005 | Hurricane | Hurricane Rita | DR-1606 |
| Sep 21, 2005 | Hurricane | Hurricane Rita | DR-3261 |
| Sep 2, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3216 |
| Jun 9, 2001 | Coastal Storm | Tx-Tropical Storm Allison-06-06-2001 | DR-1379 |
| Dec 26, 1991 | Flood | Severe Thunderstorms | DR-930 |
| Apr 23, 1989 | Flood | Severe Storms & Flooding | DR-823 |
Score Breakdown
The composite score of 16 is calculated from four weighted factors. See our methodology for details.
Other Counties in Texas
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Kleberg | A | 16 | 8 | 16 |
| Nueces | A | 16 | 736 | 23 |
| Willacy | A | 16 | 29 | 18 |
| Montgomery | A | 16 | 967 | 19 |
| Kaufman | A | 16 | 9 | 5 |
| Randall | A | 17 | 9 | 4 |
More Counties in Texas
Frequently Asked Questions
How many FEMA disaster declarations does Smith County, TX have?
Smith County, TX has 13 federal disaster declarations on FEMA record (1989–2024). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Severe Storms and Flooding (declared Apr 25, 2016, DR-4269); Hurricane Ike (declared Sep 13, 2008, DR-1791); Hurricane Ike (declared Sep 10, 2008, DR-3294). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Smith County, TX?
Smith County is graded A (composite score 16/100, low risk). It ranks #445 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Smith County?
12 NFIP flood insurance claims have been filed in Smith County, TX, totaling $208,747 in payouts. The average claim is $17,396. Source: FEMA FimaNfipClaims v2 dataset.
Has Smith County, TX had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Smith County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). The county has 13 declared disasters in the OpenFEMA record covering 1989–2024.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.