Morgan, KY
Morgan County in Kentucky has 7 FEMA disaster declarations on record covering 1978–2023, most recently Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides on May 9, 2023 (DR-4711). Its flood risk grade is A (Low risk), ranking #1369 of 3,277 U.S. counties, with 6 NFIP flood insurance claims totaling $129,458 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Morgan County
The 7 most recent federally declared disasters affecting Morgan County, KY (1978–2023). Total declarations on record: 7.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| May 9, 2023 | Flood | Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides | DR-4711 |
| Apr 23, 2021 | Flood | Severe, Storms, Flooding, Landslides, and Mudslides | DR-4595 |
| May 12, 2015 | Flood | Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides | DR-4218 |
| May 1, 2015 | Flood | Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides | DR-4217 |
| Sep 10, 2005 | Hurricane | Hurricane Katrina | DR-3231 |
| Feb 24, 1989 | Flood | Severe Storms & Flooding | DR-821 |
| Dec 12, 1978 | Flood | Severe Storms & Flooding | DR-568 |
Score Breakdown
The composite score of 11 is calculated from four weighted factors. See our methodology for details.
Other Counties in Kentucky
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Lincoln | A | 11 | 0 | 7 |
| Carter | A | 11 | 7 | 8 |
| Elliott | A | 11 | 0 | 6 |
| Estill | A | 11 | 5 | 6 |
| Franklin | A | 11 | 39 | 7 |
| Jackson | A | 11 | 1 | 7 |
More Counties in Kentucky
Frequently Asked Questions
How many FEMA disaster declarations does Morgan County, KY have?
Morgan County, KY has 7 federal disaster declarations on FEMA record (1978–2023). The 5 most recent are: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides (declared May 9, 2023, DR-4711); Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides (declared May 12, 2015, DR-4218); Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (declared May 1, 2015, DR-4217); Hurricane Katrina (declared Sep 10, 2005, DR-3231). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Morgan County, KY?
Morgan County is graded A (composite score 11/100, low risk). It ranks #1369 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Morgan County?
6 NFIP flood insurance claims have been filed in Morgan County, KY, totaling $129,458 in payouts. The average claim is $21,576. Source: FEMA FimaNfipClaims v2 dataset.
Has Morgan County, KY had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Morgan County was Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides on May 9, 2023 (DR-4711). The county has 7 declared disasters in the OpenFEMA record covering 1978–2023.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.