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Navarro, TX

Flood Risk Score: 12/100 · Rank #989 of 3,277 counties

Navarro County in Texas has 8 FEMA disaster declarations on record covering 1966–2024, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). Its flood risk grade is A (Low risk), ranking #989 of 3,277 U.S. counties, with 9 NFIP flood insurance claims totaling $188,850 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
9
NFIP Claims
$188,850
Total Payouts
8
Disasters
$20,983
Avg Claim
9
Active Policies

FEMA Disaster Declarations in Navarro County

The 8 most recent federally declared disasters affecting Navarro County, TX (1966–2024). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Jun 11, 2016FloodSevere Storms and FloodingDR-4272
Sep 10, 2008HurricaneHurricane IkeDR-3294
Aug 29, 2008HurricaneHurricane GustavDR-3290
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
May 12, 1966FloodSevere Storms & FloodingDR-218

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Texas

CountyGradeScoreClaimsDisasters
CalhounA126620
LeeA1218
MarionA1229
MilamA1219
MorrisA1208
PanolaA1209
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Navarro County, TX have?

Navarro County, TX has 8 federal disaster declarations on FEMA record (1966–2024). The 5 most recent are: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Severe Storms and Flooding (declared Jun 11, 2016, DR-4272); Hurricane Ike (declared Sep 10, 2008, DR-3294); Hurricane Gustav (declared Aug 29, 2008, DR-3290); Hurricane Rita (declared Sep 24, 2005, DR-1606). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Navarro County, TX?

Navarro County is graded A (composite score 12/100, low risk). It ranks #989 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Navarro County?

9 NFIP flood insurance claims have been filed in Navarro County, TX, totaling $188,850 in payouts. The average claim is $20,983. Source: FEMA FimaNfipClaims v2 dataset.

Has Navarro County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Navarro County was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding on May 17, 2024 (DR-4781). The county has 8 declared disasters in the OpenFEMA record covering 1966–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.