Ottawa, MI
Ottawa County in Michigan has 5 FEMA disaster declarations on record covering 1975–2013, most recently Flooding on Jun 18, 2013 (DR-4121). Its flood risk grade is A (Low risk), ranking #2145 of 3,277 U.S. counties, with 11 NFIP flood insurance claims totaling $247,562 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Ottawa County
The 5 most recent federally declared disasters affecting Ottawa County, MI (1975–2013). Total declarations on record: 5.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Jun 18, 2013 | Flood | Flooding | DR-4121 |
| Sep 7, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3225 |
| Sep 18, 1986 | Flood | Severe Storms & Flooding | DR-774 |
| Sep 8, 1980 | Flood | Severe Storms & Flooding | DR-631 |
| Sep 30, 1975 | Flood | Severe Storms, High Winds & Flooding | DR-486 |
Score Breakdown
The composite score of 10 is calculated from four weighted factors. See our methodology for details.
Other Counties in Michigan
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Gogebic | A | 10 | 0 | 4 |
| Houghton | A | 10 | 0 | 4 |
| Ionia | A | 10 | 1 | 5 |
| Kent | A | 10 | 19 | 4 |
| Muskegon | A | 10 | 7 | 5 |
| Newaygo | A | 10 | 5 | 5 |
More Counties in Michigan
Frequently Asked Questions
How many FEMA disaster declarations does Ottawa County, MI have?
Ottawa County, MI has 5 federal disaster declarations on FEMA record (1975–2013). The 5 most recent are: Flooding (declared Jun 18, 2013, DR-4121); Hurricane Katrina Evacuation (declared Sep 7, 2005, DR-3225); Severe Storms & Flooding (declared Sep 18, 1986, DR-774); Severe Storms & Flooding (declared Sep 8, 1980, DR-631); Severe Storms, High Winds & Flooding (declared Sep 30, 1975, DR-486). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Ottawa County, MI?
Ottawa County is graded A (composite score 10/100, low risk). It ranks #2145 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Ottawa County?
11 NFIP flood insurance claims have been filed in Ottawa County, MI, totaling $247,562 in payouts. The average claim is $22,506. Source: FEMA FimaNfipClaims v2 dataset.
Has Ottawa County, MI had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Ottawa County was Flooding on Jun 18, 2013 (DR-4121). The county has 5 declared disasters in the OpenFEMA record covering 1975–2013.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.