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Palm Beach, FL

Flood Risk Score: 17/100 · Rank #374 of 3,277 counties

Palm Beach County in Florida has 26 FEMA disaster declarations on record covering 1995–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is A (Low risk), ranking #374 of 3,277 U.S. counties, with 192 NFIP flood insurance claims totaling $2,534,817 in payouts. Flood risk is relatively low compared to the national average.

17
Risk Score
192
NFIP Claims
$2,534,817
Total Payouts
26
Disasters
$13,202
Avg Claim
192
Active Policies

FEMA Disaster Declarations in Palm Beach County

The 25 most recent federally declared disasters affecting Palm Beach County, FL (1995–2024). Total declarations on record: 26.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Aug 1, 2020HurricaneHurricane IsaiasDR-3533
Oct 21, 2019HurricaneHurricane DorianDR-4468
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Oct 8, 2016HurricaneHurricane MatthewDR-4283
Oct 6, 2016HurricaneHurricane MatthewDR-3377
Oct 18, 2012HurricaneHurricane IsaacDR-4084
Oct 24, 2005HurricaneHurricane WilmaDR-1609
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Oct 20, 1999HurricaneFl-Hurricane Irene-Dr-ReqDR-1306
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150
Sep 22, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1300
Sep 14, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3143
Sep 25, 1998HurricaneHurricane GrorgesDR-3131
Oct 27, 1995FloodSevere FloodingDR-1074

Score Breakdown

The composite score of 17 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
2
Disaster Frequency
25%
55
Claim Severity
20%
0
Year-over-Year Trend
15%
17

Other Counties in Florida

CountyGradeScoreClaimsDisasters
SumterA171017
BakerA17318
HamiltonA17017
HardeeA171517
LafayetteA17018
MadisonA17018
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Palm Beach County, FL have?

Palm Beach County, FL has 26 federal disaster declarations on FEMA record (1995–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Nicole (declared Dec 13, 2022, DR-4680); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Palm Beach County, FL?

Palm Beach County is graded A (composite score 17/100, low risk). It ranks #374 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Palm Beach County?

192 NFIP flood insurance claims have been filed in Palm Beach County, FL, totaling $2,534,817 in payouts. The average claim is $13,202. Source: FEMA FimaNfipClaims v2 dataset.

Has Palm Beach County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Palm Beach County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 26 declared disasters in the OpenFEMA record covering 1995–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.