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Sumter, FL

Flood Risk Score: 17/100 · Rank #359 of 3,277 counties

Sumter County in Florida has 17 FEMA disaster declarations on record covering 1968–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is A (Low risk), ranking #359 of 3,277 U.S. counties, with 10 NFIP flood insurance claims totaling $32,817 in payouts. Flood risk is relatively low compared to the national average.

17
Risk Score
10
NFIP Claims
$32,817
Total Payouts
17
Disasters
$3,282
Avg Claim
10
Active Policies

FEMA Disaster Declarations in Sumter County

The 17 most recent federally declared disasters affecting Sumter County, FL (1968–2024). Total declarations on record: 17.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Nov 11, 2020HurricaneHurricane EtaDR-3551
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Sep 28, 2016HurricaneHurricane HermineDR-4280
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Nov 7, 1968HurricaneHurricane GladysDR-252

Score Breakdown

The composite score of 17 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
36
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Florida

CountyGradeScoreClaimsDisasters
BakerA17318
HamiltonA17017
HardeeA171517
LafayetteA17018
MadisonA17018
Palm BeachA1719226
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Sumter County, FL have?

Sumter County, FL has 17 federal disaster declarations on FEMA record (1968–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Sumter County, FL?

Sumter County is graded A (composite score 17/100, low risk). It ranks #359 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Sumter County?

10 NFIP flood insurance claims have been filed in Sumter County, FL, totaling $32,817 in payouts. The average claim is $3,282. Source: FEMA FimaNfipClaims v2 dataset.

Has Sumter County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Sumter County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 17 declared disasters in the OpenFEMA record covering 1968–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.