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B

Pasco, FL

Flood Risk Score: 32/100 · Rank #19 of 3,277 counties

Pasco County in Florida has 23 FEMA disaster declarations on record covering 1968–2024, most recently Hurricane Milton on Oct 11, 2024 (DR-4834). Its flood risk grade is B (Moderate risk), ranking #19 of 3,277 U.S. counties, with 1.1K NFIP flood insurance claims totaling $85,309,555 in payouts. Flood risk is relatively low compared to the national average.

32
Risk Score
1.1K
NFIP Claims
$85,309,555
Total Payouts
23
Disasters
$78,410
Avg Claim
1.1K
Active Policies

FEMA Disaster Declarations in Pasco County

The 23 most recent federally declared disasters affecting Pasco County, FL (1968–2024). Total declarations on record: 23.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 11, 2024HurricaneHurricane Milton DR-4834
Oct 7, 2024HurricaneHurricane MiltonDR-3622
Sep 28, 2024HurricaneHurricane HeleneDR-4828
Aug 31, 2023HurricaneHurricane IdaliaDR-4734
Dec 13, 2022HurricaneHurricane NicoleDR-4680
Sep 29, 2022HurricaneHurricane IanDR-4673
Sep 24, 2022HurricaneTropical Storm IanDR-3584
Nov 11, 2020HurricaneHurricane EtaDR-3551
Aug 30, 2019HurricaneHurricane Dorian DR-3419
Oct 9, 2018HurricaneHurricane MichaelDR-3405
Sep 10, 2017HurricaneHurricane IrmaDR-4337
Sep 5, 2017HurricaneHurricane IrmaDR-3385
Sep 28, 2016HurricaneHurricane HermineDR-4280
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3220
Sep 26, 2004HurricaneHurricane JeanneDR-1561
Sep 16, 2004HurricaneHurricane IvanDR-1551
Sep 4, 2004HurricaneHurricane FrancesDR-1545
Aug 13, 2004HurricaneTropical Storm Bonnie and Hurricane CharleyDR-1539
Oct 15, 1999HurricaneTropical Storm Irene - FloridaDR-3150
Sep 25, 1998HurricaneHurricane GrorgesDR-3131
Sep 29, 1979FloodSevere Storms & FloodingDR-607
Jun 23, 1972Coastal StormTropical Storm AgnesDR-337
Nov 7, 1968HurricaneHurricane GladysDR-252

Score Breakdown

The composite score of 32 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
9
Disaster Frequency
25%
49
Claim Severity
20%
8
Year-over-Year Trend
15%
100

Other Counties in Florida

CountyGradeScoreClaimsDisasters
CharlotteB321.4K21
GulfB3214630
EscambiaB3243928
Santa RosaB3224829
BrowardB331.4K26
VolusiaB331.3K22
View All Counties in Florida

Frequently Asked Questions

How many FEMA disaster declarations does Pasco County, FL have?

Pasco County, FL has 23 federal disaster declarations on FEMA record (1968–2024). The 5 most recent are: Hurricane Milton (declared Oct 11, 2024, DR-4834); Hurricane Milton (declared Oct 7, 2024, DR-3622); Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Idalia (declared Aug 31, 2023, DR-4734); Hurricane Nicole (declared Dec 13, 2022, DR-4680). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Pasco County, FL?

Pasco County is graded B (composite score 32/100, moderate risk). It ranks #19 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Pasco County?

1.1K NFIP flood insurance claims have been filed in Pasco County, FL, totaling $85,309,555 in payouts. The average claim is $78,410. Source: FEMA FimaNfipClaims v2 dataset.

Has Pasco County, FL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Pasco County was Hurricane Milton on Oct 11, 2024 (DR-4834). The county has 23 declared disasters in the OpenFEMA record covering 1968–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.