Santa Rosa, FL
Santa Rosa County in Florida has 29 FEMA disaster declarations on record covering 1990–2024, most recently Hurricane Helene on Sep 28, 2024 (DR-4828). Its flood risk grade is B (Moderate risk), ranking #23 of 3,277 U.S. counties, with 248 NFIP flood insurance claims totaling $7,256,229 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Santa Rosa County
The 25 most recent federally declared disasters affecting Santa Rosa County, FL (1990–2024). Total declarations on record: 29.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 28, 2024 | Hurricane | Hurricane Helene | DR-4828 |
| Sep 29, 2022 | Hurricane | Hurricane Ian | DR-4673 |
| Sep 24, 2022 | Hurricane | Tropical Storm Ian | DR-3584 |
| Aug 16, 2021 | Hurricane | Tropical Storm Fred | DR-3562 |
| Sep 23, 2020 | Hurricane | Hurricane Sally | DR-4564 |
| Sep 15, 2020 | Hurricane | Hurricane Sally | DR-3546 |
| Aug 30, 2019 | Hurricane | Hurricane Dorian | DR-3419 |
| Oct 9, 2018 | Hurricane | Hurricane Michael | DR-3405 |
| Oct 8, 2017 | Hurricane | Hurricane Nate | DR-3395 |
| Sep 10, 2017 | Hurricane | Hurricane Irma | DR-4337 |
| Sep 5, 2017 | Hurricane | Hurricane Irma | DR-3385 |
| Oct 18, 2012 | Hurricane | Hurricane Isaac | DR-4084 |
| Oct 27, 2008 | Hurricane | Hurricane Gustav | DR-1806 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3220 |
| Aug 28, 2005 | Hurricane | Hurricane Katrina | DR-1602 |
| Jul 10, 2005 | Hurricane | Hurricane Dennis | DR-1595 |
| Sep 16, 2004 | Hurricane | Hurricane Ivan | DR-1551 |
| Sep 4, 2004 | Hurricane | Hurricane Frances | DR-1545 |
| Aug 13, 2004 | Hurricane | Tropical Storm Bonnie and Hurricane Charley | DR-1539 |
| Sep 28, 1998 | Hurricane | Hurricane Georges | DR-1249 |
| Sep 25, 1998 | Hurricane | Hurricane Grorges | DR-3131 |
| Oct 4, 1995 | Hurricane | Hurricane Opal | DR-1069 |
| Aug 10, 1995 | Hurricane | Hurricane Erin | DR-1062 |
| Jul 8, 1994 | Flood | Tropical Storm Alberto | DR-3114 |
| Apr 3, 1990 | Flood | Severe Storms & Flooding | DR-862 |
Score Breakdown
The composite score of 32 is calculated from four weighted factors. See our methodology for details.
Other Counties in Florida
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Pasco | B | 32 | 1.1K | 23 |
| Charlotte | B | 32 | 1.4K | 21 |
| Gulf | B | 32 | 146 | 30 |
| Escambia | B | 32 | 439 | 28 |
| Broward | B | 33 | 1.4K | 26 |
| Volusia | B | 33 | 1.3K | 22 |
More Counties in Florida
Frequently Asked Questions
How many FEMA disaster declarations does Santa Rosa County, FL have?
Santa Rosa County, FL has 29 federal disaster declarations on FEMA record (1990–2024). The 5 most recent are: Hurricane Helene (declared Sep 28, 2024, DR-4828); Hurricane Ian (declared Sep 29, 2022, DR-4673); Tropical Storm Ian (declared Sep 24, 2022, DR-3584); Tropical Storm Fred (declared Aug 16, 2021, DR-3562); Hurricane Sally (declared Sep 23, 2020, DR-4564). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Santa Rosa County, FL?
Santa Rosa County is graded B (composite score 32/100, moderate risk). It ranks #23 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Santa Rosa County?
248 NFIP flood insurance claims have been filed in Santa Rosa County, FL, totaling $7,256,229 in payouts. The average claim is $29,259. Source: FEMA FimaNfipClaims v2 dataset.
Has Santa Rosa County, FL had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Santa Rosa County was Hurricane Helene on Sep 28, 2024 (DR-4828). The county has 29 declared disasters in the OpenFEMA record covering 1990–2024.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.