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B

Polk, TX

Flood Risk Score: 24/100 · Rank #65 of 3,277 counties

Polk County in Texas has 17 FEMA disaster declarations on record covering 1973–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is B (Moderate risk), ranking #65 of 3,277 U.S. counties, with 29 NFIP flood insurance claims totaling $899,038 in payouts. Flood risk is relatively low compared to the national average.

24
Risk Score
29
NFIP Claims
$899,038
Total Payouts
17
Disasters
$31,001
Avg Claim
29
Active Policies

FEMA Disaster Declarations in Polk County

The 17 most recent federally declared disasters affecting Polk County, TX (1973–2024). Total declarations on record: 17.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 9, 2024HurricaneHurricane Beryl DR-4798
May 17, 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and FloodingDR-4781
Aug 24, 2020HurricaneTropical Storms Marco and LauraDR-3540
Feb 25, 2019FloodSevere Storms and FloodingDR-4416
Aug 25, 2017HurricaneHurricane HarveyDR-4332
Jun 11, 2016FloodSevere Storms and FloodingDR-4272
Sep 13, 2008HurricaneHurricane IkeDR-1791
Sep 10, 2008HurricaneHurricane IkeDR-3294
Aug 29, 2008HurricaneHurricane GustavDR-3290
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Jun 9, 2001Coastal StormTx-Tropical Storm Allison-06-06-2001DR-1379
Oct 21, 1998FloodTx-Flooding 10/18/98DR-1257
Oct 18, 1994FloodSevere Thunderstorms and FloodingDR-1041
Dec 26, 1991FloodSevere ThunderstormsDR-930
Jul 11, 1973FloodSevere Storms & FloodingDR-398

Score Breakdown

The composite score of 24 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
36
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Texas

CountyGradeScoreClaimsDisasters
CameronB2438021
ChambersB2417915
WallerB2411915
WhartonB2413216
GrimesB231214
AustinB233614
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Polk County, TX have?

Polk County, TX has 17 federal disaster declarations on FEMA record (1973–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Severe Storms and Flooding (declared Feb 25, 2019, DR-4416); Hurricane Harvey (declared Aug 25, 2017, DR-4332). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Polk County, TX?

Polk County is graded B (composite score 24/100, moderate risk). It ranks #65 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Polk County?

29 NFIP flood insurance claims have been filed in Polk County, TX, totaling $899,038 in payouts. The average claim is $31,001. Source: FEMA FimaNfipClaims v2 dataset.

Has Polk County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Polk County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 17 declared disasters in the OpenFEMA record covering 1973–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.