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B

Wharton, TX

Flood Risk Score: 24/100 · Rank #67 of 3,277 counties

Wharton County in Texas has 16 FEMA disaster declarations on record covering 1991–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is B (Moderate risk), ranking #67 of 3,277 U.S. counties, with 132 NFIP flood insurance claims totaling $8,416,878 in payouts. Flood risk is relatively low compared to the national average.

24
Risk Score
132
NFIP Claims
$8,416,878
Total Payouts
16
Disasters
$63,764
Avg Claim
132
Active Policies

FEMA Disaster Declarations in Wharton County

The 16 most recent federally declared disasters affecting Wharton County, TX (1991–2024). Total declarations on record: 16.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 9, 2024HurricaneHurricane Beryl DR-4798
Aug 24, 2020HurricaneTropical Storms Marco and LauraDR-3540
Jul 26, 2020HurricaneHurricane HannaDR-3530
Aug 25, 2017HurricaneHurricane HarveyDR-4332
Apr 25, 2016FloodSevere Storms and Flooding DR-4269
Sep 13, 2008HurricaneHurricane IkeDR-1791
Sep 10, 2008HurricaneHurricane IkeDR-3294
Aug 29, 2008HurricaneHurricane GustavDR-3290
Aug 18, 2007HurricaneHurricane DeanDR-3277
Sep 24, 2005HurricaneHurricane Rita DR-1606
Sep 21, 2005HurricaneHurricane RitaDR-3261
Sep 2, 2005HurricaneHurricane Katrina EvacuationDR-3216
Sep 26, 2002Coastal StormTropical Storm FayDR-1434
Oct 21, 1998FloodTx-Flooding 10/18/98DR-1257
Oct 18, 1994FloodSevere Thunderstorms and FloodingDR-1041
Dec 26, 1991FloodSevere ThunderstormsDR-930

Score Breakdown

The composite score of 24 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
34
Claim Severity
20%
1
Year-over-Year Trend
15%
100

Other Counties in Texas

CountyGradeScoreClaimsDisasters
CameronB2438021
ChambersB2417915
PolkB242917
WallerB2411915
GrimesB231214
AustinB233614
View All Counties in Texas

Frequently Asked Questions

How many FEMA disaster declarations does Wharton County, TX have?

Wharton County, TX has 16 federal disaster declarations on FEMA record (1991–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Hurricane Hanna (declared Jul 26, 2020, DR-3530); Hurricane Harvey (declared Aug 25, 2017, DR-4332); Severe Storms and Flooding (declared Apr 25, 2016, DR-4269). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Wharton County, TX?

Wharton County is graded B (composite score 24/100, moderate risk). It ranks #67 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Wharton County?

132 NFIP flood insurance claims have been filed in Wharton County, TX, totaling $8,416,878 in payouts. The average claim is $63,764. Source: FEMA FimaNfipClaims v2 dataset.

Has Wharton County, TX had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Wharton County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 16 declared disasters in the OpenFEMA record covering 1991–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.