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Woodford, KY

Flood Risk Score: 18/100 · Rank #331 of 3,277 counties

Woodford County in Kentucky has 5 FEMA disaster declarations on record covering 1978–2021, most recently Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). Its flood risk grade is A (Low risk), ranking #331 of 3,277 U.S. counties, with 27 NFIP flood insurance claims totaling $2,460,176 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
27
NFIP Claims
$2,460,176
Total Payouts
5
Disasters
$91,118
Avg Claim
27
Active Policies

FEMA Disaster Declarations in Woodford County

The 5 most recent federally declared disasters affecting Woodford County, KY (1978–2021). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Apr 23, 2021FloodSevere, Storms, Flooding, Landslides, and MudslidesDR-4595
May 12, 2015FloodSevere Winter Storm, Snowstorm, Flooding, Landslides, and MudslidesDR-4218
Sep 10, 2005HurricaneHurricane Katrina DR-3231
Feb 24, 1989FloodSevere Storms & FloodingDR-821
Dec 12, 1978FloodSevere Storms & FloodingDR-568

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Kentucky

CountyGradeScoreClaimsDisasters
PowellA1879
MartinA201910
BreathittA162415
KnoxA16612
HendersonA16142
KnottA152514
View All Counties in Kentucky

Frequently Asked Questions

How many FEMA disaster declarations does Woodford County, KY have?

Woodford County, KY has 5 federal disaster declarations on FEMA record (1978–2021). The 5 most recent are: Severe, Storms, Flooding, Landslides, and Mudslides (declared Apr 23, 2021, DR-4595); Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides (declared May 12, 2015, DR-4218); Hurricane Katrina (declared Sep 10, 2005, DR-3231); Severe Storms & Flooding (declared Feb 24, 1989, DR-821); Severe Storms & Flooding (declared Dec 12, 1978, DR-568). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Woodford County, KY?

Woodford County is graded A (composite score 18/100, low risk). It ranks #331 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Woodford County?

27 NFIP flood insurance claims have been filed in Woodford County, KY, totaling $2,460,176 in payouts. The average claim is $91,118. Source: FEMA FimaNfipClaims v2 dataset.

Has Woodford County, KY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Woodford County was Severe, Storms, Flooding, Landslides, and Mudslides on Apr 23, 2021 (DR-4595). The county has 5 declared disasters in the OpenFEMA record covering 1978–2021.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.