Flood Risk in Baldwin, AL
Baldwin, AL has a Flood Risk Score of 23/100 (Grade B), ranking #98 of 3,271 counties nationwide. The risk level is Moderate. There have been 149 NFIP flood insurance claims totaling $5,028,629 in payouts, with 25 federal disaster declarations on record.
Key Data
23
Risk Score
B
Grade
149
NFIP Claims
$5,028,629
Total Payouts
25
Disasters
149
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 4 | 40% |
| Disaster Frequency | 53 | 25% |
| Claim Severity | 1 | 20% |
| Year-over-Year Trend | 50 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.