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B

Baldwin, AL

Flood Risk Score: 31/100 · Rank #28 of 3,277 counties

Baldwin County in Alabama has 25 FEMA disaster declarations on record covering 1969–2024, most recently Hurricane Helene on Sep 26, 2024 (DR-3618). Its flood risk grade is B (Moderate risk), ranking #28 of 3,277 U.S. counties, with 571 NFIP flood insurance claims totaling $21,774,563 in payouts. Flood risk is relatively low compared to the national average.

31
Risk Score
571
NFIP Claims
$21,774,563
Total Payouts
25
Disasters
$38,134
Avg Claim
571
Active Policies

FEMA Disaster Declarations in Baldwin County

The 25 most recent federally declared disasters affecting Baldwin County, AL (1969–2024). Total declarations on record: 25.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 26, 2024HurricaneHurricane HeleneDR-3618
Sep 20, 2020HurricaneHurricane SallyDR-4563
Sep 14, 2020HurricaneHurricane SallyDR-3545
Oct 12, 2018HurricaneHurricane MichaelDR-3407
Nov 16, 2017HurricaneHurricane NateDR-4349
Oct 8, 2017HurricaneHurricane NateDR-3394
Sep 11, 2017HurricaneHurricane IrmaDR-3389
Sep 21, 2012HurricaneHurricane IsaacDR-4082
Dec 22, 2009HurricaneTropical Storm IdaDR-1866
Sep 10, 2008HurricaneHurricane GustavDR-1789
Aug 30, 2008HurricaneHurricane GustavDR-3292
Sep 10, 2005HurricaneHurricane Katrina EvacuationDR-3237
Aug 29, 2005HurricaneHurricane KatrinaDR-1605
Aug 28, 2005HurricaneHurricane KatrinaDR-3214
Jul 10, 2005HurricaneHurricane DennisDR-1593
Sep 15, 2004HurricaneHurricane IvanDR-1549
Oct 9, 2002HurricaneTropical Storm IsidoreDR-1438
Sep 30, 1998HurricaneHurricane Georges - 18 Sep 98DR-1250
Sep 28, 1998HurricaneHurricane GeorgesDR-3133
Oct 4, 1995HurricaneHurricane OpalDR-1070
Sep 7, 1985HurricaneHurricane ElenaDR-742
Sep 13, 1979HurricaneHurricane FredericDR-598
Mar 17, 1979FloodFloodingDR-3074
Aug 9, 1978FloodSevere Storms & FloodingDR-563
Nov 7, 1969HurricaneHurricane CamilleDR-280

Score Breakdown

The composite score of 31 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
5
Disaster Frequency
25%
53
Claim Severity
20%
2
Year-over-Year Trend
15%
100

Other Counties in Alabama

CountyGradeScoreClaimsDisasters
MontgomeryB221812
JeffersonB217614
ShelbyB212911
TuscaloosaB211211
HoustonA20713
ChoctawA17217
View All Counties in Alabama

Frequently Asked Questions

How many FEMA disaster declarations does Baldwin County, AL have?

Baldwin County, AL has 25 federal disaster declarations on FEMA record (1969–2024). The 5 most recent are: Hurricane Helene (declared Sep 26, 2024, DR-3618); Hurricane Sally (declared Sep 20, 2020, DR-4563); Hurricane Sally (declared Sep 14, 2020, DR-3545); Hurricane Michael (declared Oct 12, 2018, DR-3407); Hurricane Nate (declared Nov 16, 2017, DR-4349). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Baldwin County, AL?

Baldwin County is graded B (composite score 31/100, moderate risk). It ranks #28 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Baldwin County?

571 NFIP flood insurance claims have been filed in Baldwin County, AL, totaling $21,774,563 in payouts. The average claim is $38,134. Source: FEMA FimaNfipClaims v2 dataset.

Has Baldwin County, AL had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Baldwin County was Hurricane Helene on Sep 26, 2024 (DR-3618). The county has 25 declared disasters in the OpenFEMA record covering 1969–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.