Flood Risk in Bergen, NJ

Bergen, NJ has a Flood Risk Score of 24/100 (Grade B), ranking #77 of 3,271 counties nationwide. The risk level is Moderate. There have been 104 NFIP flood insurance claims totaling $3,979,709 in payouts, with 15 federal disaster declarations on record.

Key Data

24
Risk Score
B
Grade
104
NFIP Claims
$3,979,709
Total Payouts
15
Disasters
104
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density340%
Disaster Frequency3225%
Claim Severity120%
Year-over-Year Trend10015%
View full Bergen profile →All New Jersey counties →
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.