Flood Risk in Cumberland, ME

Cumberland, ME has a Flood Risk Score of 22/100 (Grade B), ranking #116 of 3,271 counties nationwide. The risk level is Moderate. There have been 11 NFIP flood insurance claims totaling $120,588 in payouts, with 13 federal disaster declarations on record.

Key Data

22
Risk Score
B
Grade
11
NFIP Claims
$120,588
Total Payouts
13
Disasters
11
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density040%
Disaster Frequency2825%
Claim Severity020%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.