Flood Risk in Harris, TX

Harris, TX has a Flood Risk Score of 74/100 (Grade D), ranking #1 of 3,271 counties nationwide. The risk level is High. There have been 3.8K NFIP flood insurance claims totaling $339,800,746 in payouts, with 25 federal disaster declarations on record.

Key Data

74
Risk Score
D
Grade
3.8K
NFIP Claims
$339,800,746
Total Payouts
25
Disasters
3.8K
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density10040%
Disaster Frequency5325%
Claim Severity10020%
Year-over-Year Trend215%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.