Harris, TX
Harris County in Texas has 25 FEMA disaster declarations on record covering 1973–2024, most recently Hurricane Beryl on Jul 9, 2024 (DR-4798). Its flood risk grade is D (High risk), ranking #1 of 3,277 U.S. counties, with 12K NFIP flood insurance claims totaling $1,030,942,000 in payouts. This is a high-risk area where flood insurance is strongly recommended.
FEMA Disaster Declarations in Harris County
The 25 most recent federally declared disasters affecting Harris County, TX (1973–2024). Total declarations on record: 25.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Jul 9, 2024 | Hurricane | Hurricane Beryl | DR-4798 |
| May 17, 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | DR-4781 |
| Aug 24, 2020 | Hurricane | Tropical Storms Marco and Laura | DR-3540 |
| Jul 26, 2020 | Hurricane | Hurricane Hanna | DR-3530 |
| Oct 4, 2019 | Flood | Tropical Storm Imelda | DR-4466 |
| Aug 25, 2017 | Hurricane | Hurricane Harvey | DR-4332 |
| Jun 11, 2016 | Flood | Severe Storms and Flooding | DR-4272 |
| Apr 25, 2016 | Flood | Severe Storms and Flooding | DR-4269 |
| Sep 13, 2008 | Hurricane | Hurricane Ike | DR-1791 |
| Sep 10, 2008 | Hurricane | Hurricane Ike | DR-3294 |
| Aug 29, 2008 | Hurricane | Hurricane Gustav | DR-3290 |
| Aug 18, 2007 | Hurricane | Hurricane Dean | DR-3277 |
| Sep 24, 2005 | Hurricane | Hurricane Rita | DR-1606 |
| Sep 21, 2005 | Hurricane | Hurricane Rita | DR-3261 |
| Sep 2, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3216 |
| Jun 9, 2001 | Coastal Storm | Tx-Tropical Storm Allison-06-06-2001 | DR-1379 |
| Oct 21, 1998 | Flood | Tx-Flooding 10/18/98 | DR-1257 |
| Oct 18, 1994 | Flood | Severe Thunderstorms and Flooding | DR-1041 |
| Mar 20, 1992 | Flood | Severe Storms & Flooding | DR-937 |
| Jul 18, 1989 | Flood | Tropical Storm Allison | DR-836 |
| Oct 30, 1984 | Flood | Severe Storms & Flooding | DR-727 |
| Aug 19, 1983 | Hurricane | Hurricane Alicia | DR-689 |
| Sep 25, 1979 | Flood | Severe Storms & Flooding | DR-603 |
| Jun 19, 1976 | Flood | Severe Storms & Flooding | DR-510 |
| Jul 11, 1973 | Flood | Severe Storms & Flooding | DR-398 |
Score Breakdown
The composite score of 74 is calculated from four weighted factors. See our methodology for details.
Other Counties in Texas
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Cameron | B | 24 | 380 | 21 |
| Chambers | B | 24 | 179 | 15 |
| Polk | B | 24 | 29 | 17 |
| Waller | B | 24 | 119 | 15 |
| Wharton | B | 24 | 132 | 16 |
| Grimes | B | 23 | 12 | 14 |
More Counties in Texas
Frequently Asked Questions
How many FEMA disaster declarations does Harris County, TX have?
Harris County, TX has 25 federal disaster declarations on FEMA record (1973–2024). The 5 most recent are: Hurricane Beryl (declared Jul 9, 2024, DR-4798); Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (declared May 17, 2024, DR-4781); Tropical Storms Marco and Laura (declared Aug 24, 2020, DR-3540); Hurricane Hanna (declared Jul 26, 2020, DR-3530); Tropical Storm Imelda (declared Oct 4, 2019, DR-4466). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Harris County, TX?
Harris County is graded D (composite score 74/100, high risk). It ranks #1 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Harris County?
12K NFIP flood insurance claims have been filed in Harris County, TX, totaling $1,030,942,000 in payouts. The average claim is $87,800. Source: FEMA FimaNfipClaims v2 dataset.
Has Harris County, TX had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Harris County was Hurricane Beryl on Jul 9, 2024 (DR-4798). The county has 25 declared disasters in the OpenFEMA record covering 1973–2024.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.