Flood Risk in Montgomery, TX
Montgomery, TX has a Flood Risk Score of 15/100 (Grade A), ranking #445 of 3,271 counties nationwide. The risk level is Low. There have been 287 NFIP flood insurance claims totaling $23,111,458 in payouts, with 19 federal disaster declarations on record.
Key Data
15
Risk Score
A
Grade
287
NFIP Claims
$23,111,458
Total Payouts
19
Disasters
287
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 8 | 40% |
| Disaster Frequency | 40 | 25% |
| Claim Severity | 7 | 20% |
| Year-over-Year Trend | 5 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.