Flood Risk in Ocean, NJ
Ocean, NJ has a Flood Risk Score of 16/100 (Grade A), ranking #408 of 3,271 counties nationwide. The risk level is Low. There have been 34 NFIP flood insurance claims totaling $345,547 in payouts, with 13 federal disaster declarations on record.
Key Data
16
Risk Score
A
Grade
34
NFIP Claims
$345,547
Total Payouts
13
Disasters
34
Active Policies
Score Breakdown
| Factor | Score | Weight |
|---|---|---|
| Claims Density | 1 | 40% |
| Disaster Frequency | 28 | 25% |
| Claim Severity | 0 | 20% |
| Year-over-Year Trend | 60 | 15% |
Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.